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Diana Reeves Health Insurance works with self-employed individuals, small businesses, and families to find the health insurance plans that work for them backed by 24/7/365 support – no more dodged phone calls, full voicemail boxes, or being shuffled from one agent to another. With flexible options and outstanding customer support, you can prioritize Insuring Your Most Important Asset – Your Health.
— Associated Press
— KFF News
Whether you’re self-employed, own a small business, or want to explore additional health insurance options, Diana Reeves can help. She truly understands the amount of stress associated with medical services and searching for coverage.
It’s important to know that you are not alone. Citizens across the U.S. face the inability to…
Hard-working individuals, just like you, struggle to find adequate coverage for their needs, which leads many to live without it because they feel helpless in their search.
Diana Reeves Health Insurance does more than find you a plan. The core of our business is about using our reliable network of referral partners to create a flexible plan that fits you and your family’s healthcare needs, because you deserve more than coverage. You deserve the right kind of coverage.
Do you have the coverage you need to live your life worry-free? Insure your future with responsive health insurance options for your complete care.
We know that your life is always on the move, and your personal savings can’t be responsible for covering everything ahead. Avoid dipping too far into your own pocket with comprehensive health insurance for self-employed individuals, small businesses, and more.
Out of network providers and uncovered services can leave you with unexpected, outstanding medical debt. Remain covered with Diana Reeves and get access to in and out-of-network doctors and hospitals to find the right care for you.
Diana Reeves is the founder and owner of Diana Reeves Health Insurance, licensed in 33 states. It’s her objective to provide quality health insurance services paired with 24/7/365 availability to respond, guide, and assist clients at no cost to them.
With 20+ years in physical therapy across various environments, Diana has an informed perspective of the medical and financial demands clients encounter, the risks of catastrophic loss people take without health insurance, and how to make the best available choices.
Discuss your current healthcare coverage needs with Diana in a free 15-minute consultation.
We’ll research your requirements to find a plan that matches your needs.
No need to wait for an enrollment period – simply sign up as soon as you’re ready!
As the founder of Diana Reeves Health Insurance, Diana Reeves serves others with honor, honesty, integrity, and compassion. She offers a space for clients to feel valued, heard, and equipped to move forward with the knowledge and confidence of finding the right insurance plan for them.
Diana is licensed in 33 states with the heart to help because she knows how frightening it can be to confront health issues firsthand. She’s familiar with the sticker shock associated with medical care, and she knows how stressful the searching process can be when you don’t know where to start.
After going through the difficult process of acquiring health insurance on her own, she developed a passion and determination to create a better journey for others. She recognizes the challenges of being self-employed and is motivated to share her knowledge to identify the best plan for individuals, families, and small businesses.
A Preferred Provider Organization (PPO) allows you the freedom to choose your own doctors and facilities. In-network providers give you a larger network discount. You still have benefits for out of network providers. A PPO also allows you to go straight to a specialist without having to ask for a referral from a Primary Care Physician.
A Health Maintenance Organization (HMO) may only give access to a limited number of doctors and facilities in its small regional network. If you seek care out-of-network, then the insurance company may not be responsible for any of the bill unless it’s deemed a life-threatening emergency. An HMO typically requires you to have a referral from your Primary Care Physician before being able to see a specialist.
When enrolling into the Affordable Care Act (ACA) or Marketplace, one must either qualify for a Special Enrollment Period or be in the state’s Open Enrollment window. Open Enrollment in Texas is from November 1st to December or Janurary 15th and the plans begin on the 1st of the month following enrollment.
Private insurance is not regulated by the government, so those plans are available for enrollment year round.
Ready to find a comprehensive plan for your health needs? Call Diana Reeves at 713-806-5966 or schedule a consultation.
Outside of an employer, health insurance rates are primarily based on the zip code, age, and gender of everyone on the plan.
Yes! The difference can be substantial. For example, the average cost of a medical exam is about $80 to over $400. With insurance, a basic medical exam costs anywhere from $0 to $75.
Here are a few more examples of the estimated cost difference for common medical services for an uninsured patient compared to an insured patient:
Avoid paying out of pocket costs for essential medical care and find a plan that works for you. Call 713-806-5966 or schedule a consultation with Diana Reeves today.
According to UnitedHealthcare, the average cost of an ER visit in the U.S. for someone who is uninsured is $2,200. Uninsured patients are looking at a general range of $150 to $17,000 for an ER visit depending on the severity of illness and treatment required. This does not include additional expenses like testing, lab fees, and even an ambulance ride, which can cost about $400 to $1,200.
With insurance, the average cost of an ER visit can be paid with a co-pay of $150 to $900. Even when facing a large ER bill, your insurance may be responsible for covering part or most of your visit depending on your deductible.
There are a number of reasons you may find yourself needing a medical exam, including:
Enroll in a health insurance plan for you or your family members to remain covered, no matter what.
We offer self-employed individuals, traveling professionals, families, and small businesses portable PPO plans that include wellness and health screening benefits and 24-hour coverage.
When you have 2 or more employees, finding group coverage isn’t always financially possible. In a competitive market, you want to be able to offer your employees and yourself some type of health insurance and flexibility with their options. This is why we help small business owners with 10 or fewer employees find a comprehensive PPO plan with medical, dental, vision, life insurance, and other benefits customized for each employee. And if a group plan elsewhere better fits your needs, no problem! We’re happy to help with passing referrals.
