Flexible Coverage
Plans For Smarter

Insure Your Most Important
Asset – Your Health

Call Diana

Feeling Overwhelmed Hunting For Health Insurance Options?

Finding Adequate Coverage Can Be Confusing.

When you run your own business, hold yourself accountable in your
self-employed role, have family to take care of, or assets to protect, you don’t have the time or resources to:


  • Play phone tag with an agent to have your questions answered
  • Shop around and learn about all of your options
  • Decide between a PPO, HMO, Group, or other plan
  • Pay more out of pocket for medical care


The bottom line? Diana Reeves Health Insurance bundles suitable solutions to build a medical plan that takes care of you.

People Just Like You Make Medical
Insurance In Houston Their Priority
Every Day

Michelle Explores
Options Outside Her
District-Based Plan

Michelle is a dedicated high school math teacher in her late 30s who wondered if she could save more money and provide alternative medical options for her family. While she has an employment-provided plan, coverage for her 2 children and spouse is much more expensive and less comprehensive than she expected. After reaching out to Diana, she was able to build a better plan for her growing family.

Dave Creates A Plan
Built Just For Him

Settling into his late 50s, Dave travels for work and realizes just how much he pays for services he will never use like pregnancy and prenatal care. While he enjoyed having a family in his younger years, he and his wife are done having children and instead look forward to spending time with their grandchildren. Furthermore, his HMO plan doesn’t provide the flexibility he needs when locating a doctor on the road. So, rather than paying more for unnecessary coverage, he worked with Diana to build a plan that is more appropriate for a man his age at his stage of life.

Your life goes through changes as you age – why shouldn’t your health insurance
do the same? Explore customized medical insurance in Houston with Diana Reeves.

The Benefits Of Breaking Free From An Open Enrollment Calendar

Don’t Be Burned By Outstanding Medical Debt.

Diana Reeves Health Insurance connects you with:

  • Comprehensive PPO plans
  • Marketplace options
  • A trusted network of exclusive referrals

So that you can look forward to

An insurance plan tailored to your needs
Access to doctors and hospitals in your area
Answers to all of your insurance and healthcare questions
Industry insight from over 2 decades of medical background experience
Ability to make up for lost wages to fund time off work, cover deductibles, travel expenses, childcare, and more
Finding medical insurance that fits your lifestyle doesn’t havz

  • Decide between a PPO, HMO, Group, or other plan
  • Pay more out of pocket for medical care

The bottom line? Diana Reeves Health Insurance bundles suitable solutions to build a medical plan that takes care of you.

Diana Makes Medical Coverage Easy
To Navigate

Extra Resources

Visit The Blog

Find the latest
industry updates
and more.

Let’s Link Online

Join me on

Are Your Health Insurance
Needs Being Met?

If not, Diana Reeves Health Insurance
will get you covered.


A Preferred Provider Organization (PPO) allows you the freedom to choose your own doctors and facilities. Even if the doctor or facility is not in-network, the insurance still pays benefits. A PPO also allows you to go straight to a specialist without having to ask for a referral from a Primary Care Physician.

A Health Maintenance Organization (HMO) may only give access to a limited number of doctors and facilities in its small regional network. If you seek care out-of-network, then the insurance company may not be responsible for any of the bill unless it’s deemed a life-threatening emergency. An HMO typically requires you to have a referral from your Primary Care Physician before being able to see a specialist.

When enrolling into the Affordable Care Act (ACA) or Marketplace, one must either qualify for a Special Enrollment Period or be in the state’s Open Enrollment window. Open Enrollment in Texas is from November 1st to December or January 15th and the plans begin on the 1st of the month following enrollment.

Private insurance is not regulated by the government, so those plans are available for enrollment year round.

Ready to find a comprehensive plan for your health needs? Call Diana Reeves at 713-806-5966 or schedule a consultation.

Outside of an employer, health insurance rates are primarily based on the zip code, age, and gender of everyone on the plan.

Yes! The difference can be substantial. For example, the average cost of a medical exam is about $80 to over $400. With insurance, a basic medical exam costs anywhere from $0 to $75.

Here are a few more examples of the estimated cost difference for common medical services as an uninsured patient compared to an insured patient:

  • X-Ray: $100-$1,000 / $25-$460 with insurance
  • MRI Scan: $6,000 / $1,300 with insurance
  • Ultrasound: $630 / $18-$438 with insurance

Avoid paying out of pocket costs for essential medical care and find a plan that works for you. Call 713-806-5966 or schedule a consultation with Diana Reeves today.

According to UnitedHealthcare, the average cost of an ER visit in the U.S. for someone who is uninsured is $2,200. Uninsured patients are looking at a general range of $250 to $17,000 for an ER visit depending on the severity of illness and treatment required. This does not include additional expenses like testing, lab fees, and even an ambulance ride, which can cost about $400 to $1,200.

With insurance, the average cost of an ER visit can be paid with a co-pay of $0 to $90. Even when facing a large ER bill, your insurance may be responsible for covering part or most of your visit depending on your deductible.

There are a number of reasons you may find yourself needing a medical exam, including:

  • Disease prevention
  • Address medical concerns
  • Update immunization records
  • Eligibility for sports or other extracurriculars
  • Acquiring temporary residency in Canada
  • Adoption
  • Insurance certification
  • Marriage
  • Eligibility for certain jobs
  • School or university admission

Enroll in a health insurance plan for you or your family members to remain covered, no matter what.

We offer self-employed individuals, traveling professionals, families, and small businesses portable PPO plans that include wellness and health screening benefits and 24-hour coverage.

As a small business owner with 10 or fewer employees, we can help you find a comprehensive customized PPO plan for you, your family, and your staff. If a group plan elsewhere better fits your needs, no problem! We’re happy to help with passing referrals.